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The Impact Of Technology To Different Industries

April 25, 2017 By Asif Nazeer Leave a Comment

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Nowadays, the development of various innovations in town brings about a lot of changes in the industry. These auspicious devices deliver excellent services to new generation customers by answering their needs for greater convenience. On top of it all, with the use of technologies, several industries have increased their income, sales and revenues in a thousand folds.

Although new software and devices are entirely costly, however with its advantages and great returns, they are sure worth investing for. Here are some of the advantages of innovations to different industries.

1. BPO (Business Process Outsourcing). There are a lot of call centers in the world. It is a fact that all of them are dependent to technologies and software whether international or local. Latest transcription software and digital dictation for instance, help several companies to get snap feedbacks from their customers around the globe. With their inputs, they supply new ideas to several companies to develop their services for greater patronage. Since customers are the greatest assets in the business, with their feedbacks, companies will adjust their operations to meet the ongoing needs of their subscribers. The more they try to improve their products and services, the more they accumulate thousands of subscribers and buyers worldwide. With the successful results, new opportunities for employment will also be opened.

2. Healthcare industry. Many hospitals now are using the latest devices that can help them extend their services to their patients more effectively. All doctors and nurses are using innovation to extend more lives and treat several forms of illnesses. In an instance, in order to have better reports regarding patients’ prognosis, nurses and doctors are using modernized software to communicate better with their other healthcare members so they can provide the best possible treatment for their clients.

3. Agriculture. With the use of the latest machineries in town, several farmers have increased their harvest in a year. It is estimated that more than 40 percent of their growth per year come from the results of their investment through innovations. Aside from that, with their advantages, most farmers save more time and effort especially during their business operations.

4. Marketing industry. By the use of internet and other forms of media coverage, most companies increase their sales. With the online benefits of payments and orders, several customers have been given extra convenience to maximize their time. Unlike before, when we want to purchase different items, we have to visit several stores to buy all we need. But now, with just a click, we can go shopping right in front of our own home.

With the advent of innovations, all industries have been equally benefitted. With their aim to solidify their corporate goals and objectives, it’s not anymore a question why most entities invest for new devices and software.

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Filed Under: Generate Ideas Tagged With: generate business ideas, innovative business ideas, methods used to generate business ideas, think of a business idea

SBA Loans – Why It Is Preferred So Much

April 25, 2017 By Asif Nazeer Leave a Comment

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Lack of money can ruin your best blueprint of starting a business which may place you at the desired place. Starting your own business will always be depending on three precise aspects. Money, Proper planning, and execution are those three things which are the initial parts of the business. while the planning and execution are fully dependent on the individual, the money can play the pivotal role in the play.

Often the potential and ambitious business entrepreneurs look for the money in form of a loan but mostly they don’t get the money they want and that was the reason many awesome business ideas are getting buried. US government has noticed the matter and they took the initiative to support the small businesses and startups and at the very moment, Small Business Administration (SBA) was formed.

SBA Loans are the oxygen for the small business owners and the efficiency of the loan has made it the first choice if you are tending to a small business. There are some major aspects why the particular loan is mushrooming all across the USA.

Guarantee:

SBA provides you a guarantee which is one of the most satisfying and deciding points of a loan. While you may have heard that many individuals were rejected for a loan just because of the trustworthiness, SBA just eliminates the possibility. When a government-affiliated organization is giving your assurance, do you think your loan is too far?

Down payment:

One of the most beneficial things you can get from the SBA financing is its down payment. As the borrower, you need to pay only 10% of the whole amount as the down payment. The SBA offers the 40% of the loan and the lender lends out 50% of the loan. SBA doesn’t give out the loan because it may increase SBA’s expenditure and SBA would need to hire some additional personnel. So, with the 10%, it is like nothing if compared to the loan size.

Closing Time:

Closing time is the most important part of the loan. Since you want the money in your pocket as quickly as possible, the closing time would make a difference. SBA Loans can offer you the closing time as soon as 45 days along with the quickest approval.

SBA funding has mainly two major parts and both of those are widely acclaimed by the users. SBA 7(a) and SBA 504 loans are two of the most special financial options for the business possessors. Being made especially for the startups funding and fixed purchase respectively, these two loans can bring the curve on your face which can turn you into a rather successful businessman.

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Filed Under: Generate Ideas Tagged With: generate business ideas, innovative business ideas, methods used to generate business ideas, think of a business idea

A Key Globalization Issue: Gender Inequality

April 24, 2017 By Asif Nazeer Leave a Comment

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In today’s society, globalization has dominated the world we live in. It has been the basis of modern business, and affects our everyday lives whether we realize it, or not. Globalization can be described as an interconnectedness of the world, where communication, ideas, products, and cultures are shared across borders. Although there are many positive aspects of globalization, there are also many issues that are linked with globalization. A prominent issue within globalization that affects the world and businesses today is gender inequality, and especially the gender wage gap.

The gender wage gap has been an important issue in history, especially since the 1960s. The 1970s brought rapid growth towards equal pay, especially due to women continuing higher education. However, as of 2015, the gender wage gap was still approximately 20%, meaning that women were paid only 80% of what men were paid. Additionally, due to the slow progress of the gender wage gap, it is projected that women will not reach equal pay with men until 2152, if the growth rate continues at what it has been over the past few years (Miller).

One of the main arguments of the gender pay gap is that when women have lower earnings, it is much more difficult for them to raise families. A recent study from the Institute for Women’s Policy Research shows that if women were paid equally to men, single mothers’ household income could rise approximately 17% (“Six Reasons”).

In addition to unequal wages, gender inequality also exists in the form of unequal benefits and compensation. Women have significantly lower compensation, especially in the form of social security benefits, health care, bonuses, disability insurance, and pensions. According to the Center for American Progress, a recent study has shown that there is an approximate $8,000 gap between retirement income for men and women who have completed the same work (“Six Reasons”).

On the other hand, many will argue the gender pay gap controversy and say that the gender inequality regarding wages is nonexistent. One of the main arguments against the gender pay gap is that women are more likely to take time off to take care of their families, and that naturally alters how much women get paid compared to men (Cochran). In addition, many say that the pay gap can be translated in the form of paid maternity leave. If women are granted paid maternity leave by their company, people will argue that technically the paid leave could equal the 20% gap that separates men and women’s wages, therefore, eliminating the gender pay gap, and making it nonexistent.

Although there are two sides to the gender wage gap argument, it is evident that gender inequality affects the workplace and businesses across the globe. One of the first ways that the workplace can be affected is through lack of productivity and motivation. If a woman is getting paid less than a man is for the same exact job, it can create depression and lack of motivation. If a woman is getting no incentive to do better at work, she will not be as productive as she could be if she had equal pay. If there is a lack of productivity, it leads to potential losses for the business.

Not only does gender inequality affect individual businesses, but it affects the global economy, as well. The IMF estimated that approximately 853 million women around the world have the potential to contribute to the global economy that are currently unable to. Additionally, closing the gender pay gap would raise the economies of multiple countries worldwide. For example, it is estimated that equal wages will increase U.S. GDP by 5%, Japan by 9%, the United Arab Emirates by 12%, and Egypt by 34% (McBain).

In addition to helping the overall economy of the world, gender equality can help a woman’s overall well-being, which in turn can positively affect everyone and everything around them. Poverty is a major consequence of wage inequality, and single mothers are among some of the poorest demographics in society (McBain). If a single mother now has equal pay and gender equality, it can increase her overall outlook on life, her family’s quality of living, and even her health. If a woman can sustainably provide more for her family and for herself, then she is contributing more to society financially than she previously was, therefore, increasing the economy, as well.

Globalization has been a blessing to society, and a curse at the same time. It has fostered many new and innovative ideas, increased the flow of goods and services through free trading, and enhanced communication across the globe. However, great ideas and concepts come with great issues, as well. There will always be issues associated with globalization, and no one can eliminate all the issues completely. The only thing we can do is realize the issues at hand, understand them, and take the proper and necessary actions to better the side-effects globalization has caused.

Works Cited

Cochran, Matthew. “There Is No Wage Gap: Feminists Want Equal Pay for Unequal Work.” The Federalist, FDRLST Media, 6 May 2015, Accessed 23 Mar. 2017.

McBain, Sophie. “Gender Inequality Is Costing the Global Economy Trillions of Dollars a Year.” New Statesman, 12 Feb. 2014, Accessed 23 Mar. 2017.

Miller, Kevin. “The Simple Truth about the Gender Pay Gap (Spring 2017).” AAUW, Accessed 23 Mar. 2017.

“Six Reasons Why Equal Pay Is Still Important.” Center for American Progress, 15 Jan. 2009, Accessed 23 Mar. 2017.

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Filed Under: Generate Ideas Tagged With: generate business ideas, innovative business ideas, methods used to generate business ideas, think of a business idea

Make Your Fundraising Goals SMART!

April 24, 2017 By Asif Nazeer Leave a Comment

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How do you set your fundraising goals? Do you randomly choose something or do you methodically select what you’ll work towards? Have you decided to “raise more money than last year” or “get more donors”? No good. Do yourself a big favor and make your goals SMART.

SMART is an acronym that will help you set yourself up for success. It’s a way to set goals that you can easily create action plans for and later determine if you’ve met them or not.

Here’s what the acronym means:

S=Specific. Set specific goals for your fundraising activities, like “acquire 100 new donors this year” or “write 10 grant proposals in March”. Answer the ‘who’, ‘what’, ‘where’, and ‘why’ questions to make your goals specific.

M=Measurable. Make sure your goals are easily measured. Establishing concrete criteria will help you determine if you are successful or not. Think through questions like ‘how much’ and ‘how many’ to make your goal quantifiable.

A=Attainable. Set goals for yourself that can be reached with the skills and resources you have. Don’t set goals that are unrealistic – you’ll likely get frustrated and stop working on them.

R=Realistic. Set goals that you are willing to work on and that are reachable. Otherwise, it’s just a dream and that won’t move your fundraising program forward.

T=Timely. Create a timeline for reaching your goals. If you plan to double your donor base, by when will you do it?

Good examples of SMART goals:

o Increase our donor base by 10% by June 1, 2009.

o Recruit 2 new sponsors for our Spring Golf Tournament by March 1.

o Find 6 volunteers to help sort donations at the thrift store on Mondays. Orient them and have them in place before April 15.

By setting SMART goals, you’ll be much more likely to be successful in reaching them and raising the money your organization needs.

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Filed Under: Generate Ideas Tagged With: generate business ideas, innovative business ideas, methods used to generate business ideas, think of a business idea

Team Fundraising With Cash Calendars

April 24, 2017 By Asif Nazeer Leave a Comment

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Team fundraising is easy to do as long as you have the right product to sell under your wing. Choosing the right item to offer people in your community is very important as this will serve as your product will serve as your cash magnet. The better your product is at catching the interest of people, the better your profit generation will be when you wave the flag, which signals the start of your campaign.

People love cash and they easily get excited at the thought of getting the chance to win a bucket load of money, which is the best reason why the lottery is so popular even though it only offers pieces of paper with numbers on them. One of the best team fundraising products that you can use in your campaign would be a cash calendar. This is basically a brand new innovation that has been done to make calendars more saleable. This fundraising product involves collecting attractive photographs and having them printed on calendars.

These calendars are then sold to the supporters for a set price. The twist to that is added to the mix is the raffle. Through this, the calendar is turned into a raffle ticket that will allow the customers to get the chance to win a cool prize. This twist allows you to add more value to your calendars. The extra value will be used to purchase the prizes of the raffle. On the other hand, you can also scout for local business establishments in your community who will be willing to donate items, which you can use as prizes for your raffle.

Cash calendars are typically sold at $20 each. If you want to further increase your profits, you can offer custom made calendars, which can be made with pictures from your customers. Since you’re are going to increase the cost of your calendars because of the raffle, take some serious effort in choosing excellent and interesting prizes. You need to know that the higher the cost of an item, the smaller the possibility of people buying it. You need to make your prizes as your selling point. Through excellent prizes, you will easily and quickly catch the attention of people in your community. This in turn will let you increase your number of prospect customers.

It’s a good tip to base the number and value of your prizes on the estimate number of sales that you think your volunteers will be able to get at the end of their sales campaign.

Doing this type of campaign involves some vital considerations. First among these would be getting the permit for the raffle because some localities require such for games of chance. Another thing to consider would be the number of calendars that you’re going to produce. You need to come up with a good number of products so that you can offer good prizes to people especially if you plan on purchasing the prizes through a certain percentage of the revenue that you’ll be generating from sales.

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Filed Under: Generate Ideas Tagged With: generate business ideas, innovative business ideas, methods used to generate business ideas, think of a business idea

How to Hold a Fundraising Yard Sale to Raise Money for Your Nonprofit Organization

April 24, 2017 By Asif Nazeer Leave a Comment

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Are you looking for fundraising ideas for your nonprofit club, organization, school, or team? How about holding a yard sale?

Garage Sales, tag sales, rummage sales, yard sales. Whatever you call them in your part of the country, we’ve all been to them, and we all know that people love to find a bargain at a garage sale. Some nonprofit organizations hold a yearly “spring cleaning” garage sale. Or, your club could also hold a sale twice a year, one in the spring and then again in the fall. Members of your organization can save things all year long and accumulate lots of items to donate to the cause. Most members are usually very happy to get rid of their unneeded items.

Anyone who has ever conducted a garage sale knows that they require a lot of planning and labor but the rewards can be substantial. Your club should plan for it well in advance and allow about a month to gather all the donations and prepare for the sale.

Tips for a successful Fundraising Garage Sale

Before the Sale

Check with your city to find out if you need to have a permit to hold a garage sale. Ask if there are regulations concerning when and where you can place signs to advertise your garage sale. For example, some cities forbid placing signs on light poles.Announce the sale to the group. Tell them when and where it will be held and when and where to drop off donations. Decide on whether items will be priced by the person donating them or by the organiizers. Designate a person in charge of receiving the donations and choose a place to store the donations

Advertising – Plan your advertising well in advance in order to put classified ads in your local newspapers. Send press releases to your local newspaper and radio stations. Place flyers in public places such as grocery stores, libraries, bookstores, schools, and churches. The night before the sale place posters and signs on the street advertising your sale. Make sure you take down your signs and posters after the sale.Contingency Plans – It’s best to plan to hold the sale in any kind of weather. Try to hold the sale indoors or under tarps. You will have placed advertising and engaged the services of your volunteers for a specific day. If you have to cancel your sale because of weather you will have lost your advertising and your volunteers may not be available for a later date.

Pricing garage sale items – Pricing should be in round numbers. This will make pricing and selling much easier. You can buy pre-made pricing stickers at office supply stores or make your own on a printer. Generally speaking, items in good shape should be priced at one-third of their retail price. Of course there will be expections. For example, you might want to price hard cover books at $2.00 a piece no matter what the retail price was. Or, you may want to price CD’s, DVD’s, and tapes at $2.00 each. You should group like items together during the sale and sell them all for the same price unless otherwise marked.

Supplies needed – Tables, chairs, umbrellas, extension cords, clothes racks, boxes, plastic bags.

The Day of the Sale

Have as many volunteers on hand as possible. You will need people to help shoppers and keep things running smoothly. You’ll need people to take the money and provide security. You may want to offer to deliver items if your group has access to a willing person with a truck. Be aware that you will have “early birds” show up so try to be ready to sell up to one hour ahead of your advertised start time. In order to bring in drive-by traffic you can have volunteers hold up signs on nearby streets

Have a check-out table with chairs so that your volunteers can sit. At the table have plastic bags, boxes, scissors, a yard stick, measuring tape, and wrapping supplies such as newspapers. and tape Make sure that you have access to electricity so shoppers can test items. Display valuable items such as jewelry at the check-out table in order keep them from being stolen. You can use a cash box or fanny pack to hold the money. A fanny pack is recommended for security purposes. Make sure your money is never left unguarded. Have plenty of change in small bills at the beginning and throughout the sale. You will no doubt be receiving lots of twenty dollar bills. Take cash only, unless you are willing to take a check from a person who is known to you.

If the sale is being held at a personal residence take precautions against theft from shoppers. Never allow shoppers into the home and make sure outside items that are not for sale do not get stolen. Pets should be locked up also. As your cash builds up throughout the day take it inside to keep it safe.

Selling Tips to Maximize Your Sales and Raise More Money

Let your shoppers know that your yard sale is a fundraiser. Make sure your signs say what you are raising money for. You may want to make a display board at your check-out table the gives information about your organization and cause. Have your volunteers wear your club’s t-shirts or uniforms, if you have them, so shoppers will know who is working at the sale.

Decide in advance if you will bargain on prices. Expect that your shoppers will want to bargain. You may want to tell shoppers that you can’t lower prices until the afternoon. Let your shoppers know that your yard sale is a fundraiser and tell them how the money that the sale brings in will be used.

Additional Ways to Make Money During a Yard sale

Have a donation jar at your check-out table to collect donations.

Hold a raffle for a special item. You can display the actual item or a picture of the item you are raffleing. Sell tickets throughout the sale and have the raffle drawing at the end of the sale. Or, sell raffle tickets to a raffle that is ending at a later date.

Sell baked goods, hamburgers, hot dogs, chips, sodas, coffee, tea, bottled water, candy, etc.

Sell products your organization has produced such as cookbooks, calendars, CD’s, shirts or other spirit items.

Sell fundraising products such as cookie dough, candy bars, wrapping paper and more. There is a wide variety of items available from fundraising companies that nonprofit clubs and organizations can sell to raise money.

In addition to raising money, yard sales are a good way to raise raising awareness for your cause and nonprofit organization. Who knows, you might even recruit some new members during your yard sale.

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